Financing with Shop Pay
Buy now, pay later
As low as 0% APR financing with Shop Pay.
Flexible payment options available when you check out with Shop Pay — get a decision in minutes.
How it works
Shop
Browse our machine-washable modular sofas and add your pieces to cart.
Select Shop Pay
Choose Shop Pay at checkout — no separate application needed.
Pay in installments
Pick your installment plan and get approved in minutes.
Why Shop Pay
Quick decision
Get a real-time decision on your eligibility.
Easy payments
Split your purchase into easy bi-weekly or monthly payments.
No surprises
No late or hidden fees.
FAQ
What is the option to pay in installments on Shop Pay?
Shop Pay Installments lets you split your purchase into 4 interest-free bi-weekly payments, or monthly payments for larger orders. You choose the option that works for you at checkout, with no impact to your credit score for checking eligibility.
Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
Debit and credit cards are accepted. Capital One cards and prepaid cards are not accepted.
Is there a limit to how much I can spend on a single Shop Pay Installments order?
Shop Pay Installments is available on eligible orders between $50 and $17,500 USD — which covers every Mirewood sofa configuration.
Are there late fees?
No. There are no late fees or hidden fees.
What if I miss an installment payment?
There are no late fees. Missed payments may affect your eligibility to use Shop Pay Installments in the future, and the lender will reach out to help you get back on track.
What if I make a return on a purchase made through installments with Shop Pay?
Returns follow our standard 30-day return policy. Once your return is processed, your remaining payments are cancelled and any amount already paid toward the returned item is refunded per the lender's process.
Have more questions?
Reach us any time at support@mirewoodco.com and we'll help you figure out the best option.
Rates from 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lender. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.



